Financial Solutions

    Transactional finances, fully connected

    A complete suite of domestic and cross-border transfer solutions — SWIFT, ACH, RTP, FedNow, card payouts and blockchain rails — all accessible from a single QQ Digital One account.

    Global

    Wire & SWIFT Transfers

    Send and receive international wire transfers via SWIFT and ACH from a single account. Our API-enabled infrastructure supports same-day settlement on major corridors — no correspondent bank chains, no excessive intermediary fees.

    • SWIFT & ACH in one integration
    • Same-day settlement on major corridors
    • API and portal access for full control
    • Automated reconciliation & reporting
    SWIFT

    SWIFT

    SWIFT for bank accounts

    Supported
    ACH

    ACH

    ACH for bank accounts

    Supported
    Instant

    RTP & FedNow Payments

    Move dollars in seconds, not days. QQ Digital One connects to the RTP network and FedNow to deliver real-time domestic payments 24/7/365 — ideal for payroll, marketplace payouts, and time-critical transfers.

    • RTP & FedNow instant settlement
    • 24/7/365 availability, no cut-off times
    • Sub-10-second confirmation
    • Ideal for payroll and marketplace payouts
    Transfer Status Live
    SenderQQ Account ···4821
    RecipientChase Bank ···9302
    Amount$ 12,500.00
    RailFedNow
    Settlement< 10 seconds
    Confirmed — Instant settlement
    Card Payouts

    Visa / Mastercard Direct

    Push funds directly to any Visa / Mastercard cards worldwide. Whether disbursing insurance claims, freelancer earnings, or refunds — our card payout rails reach over 3 billion cards with real-time confirmation.

    • Visa / Mastercard Direct & Send
    • Push to 3B+ cards globally
    • Real-time payout confirmation
    • Virtual card issuance for spending control
    QQ One Card

    Visa Direct

    Push to 3B+ cards globally

    Blockchain Bridge

    Crypto On / Off Ramp

    Bridge the gap between traditional banking and the blockchain economy. Convert fiat to crypto and back in a single flow — no third-party exchange required. Your capital stays inside the QQ Digital One ecosystem at every step.

    • Fiat → Crypto on-ramp, instant
    • Crypto → Fiat off-ramp to bank account
    • No external exchange required
    • Integrated with USDT, USDC & major assets
    On-Ramp

    On-Ramp

    Fiat → Crypto on-ramp

    Supported
    Off-Ramp

    Off-Ramp

    Crypto → Fiat off-ramp

    Supported
    Bridge

    Bridge

    Cross-chain bridge layer

    Supported

    Ready to move money without limits?

    Speak with our team and learn how QQ Digital One's transactional banking infrastructure can power your domestic and cross-border payment flows.