QQ Digital One enables companies of all sizes to accept, process, and disburse global payments across Visa / Mastercard networks — with near real-time settlement built in.

Sender Account
QQ Digital One ···4821
Processing
Visa Direct
Recipient Card
Debit card ···9302 — Funded
QQ Digital One's infrastructure enables seamless fund transfers globally — in near real-time — to a recipient's existing Visa / Mastercard debit card. One integration, three powerful capabilities.
Disburse funds to any Visa / Mastercard debit in near real-time.
Collect payments by pulling funds from a cardholder's account securely.
Accept card-present and card-not-present transactions via a single integration.
Work with merchants and platforms to process card transactions seamlessly across global networks — with the compliance and security infrastructure QQ Digital One was built on.
From freelancer payroll to gaming rewards, QQ Digital One's card payment rails serve every disbursement need — instantly and globally.
Let users send money home to family across borders — funds arrive directly on the recipient's existing Visa / Mastercard debit card within seconds.
Settle marketplace sellers and platform merchants instantly. No waiting for bank transfers — funds land on their card the moment the transaction clears.
Disburse salaries and contractor payments directly to employee debit cards. Ideal for gig platforms, remote teams, and cross-border workforce management.
Fund approved loans to a borrower's debit card in near real-time — delivering on the promise of instant credit when customers need it most.
Top up digital wallets and prepaid accounts directly via card rails. Enable users to move funds between their QQ account and external wallets seamlessly.
Pay out winnings, bonuses, and loyalty rewards to players in seconds. Remove friction from reward redemption and turn a great experience into a great exit.
Everything you need to know before integrating QQ Digital One's card payment infrastructure.