Payment Infrastructure

    Enable payments via card

    QQ Digital One enables companies of all sizes to accept, process, and disburse global payments across Visa / Mastercard networks — with near real-time settlement built in.

    QQ One Card

    Sender Account

    QQ Digital One ···4821

    Processing

    Visa Direct

    Recipient Card

    Debit card ···9302 — Funded

    Near real-time · Global reach
    Product Overview

    Convenient, global money movement

    QQ Digital One's infrastructure enables seamless fund transfers globally — in near real-time — to a recipient's existing Visa / Mastercard debit card. One integration, three powerful capabilities.

    Push-to-Card

    Disburse funds to any Visa / Mastercard debit in near real-time.

    Pull-from-Card

    Collect payments by pulling funds from a cardholder's account securely.

    Acquiring Solutions

    Accept card-present and card-not-present transactions via a single integration.

    Benefits

    Expand pay by card

    Work with merchants and platforms to process card transactions seamlessly across global networks — with the compliance and security infrastructure QQ Digital One was built on.

    • Near real-time fund disbursement
    • Global card network reach
    • PCI-DSS compliant infrastructure
    • Frictionless card transaction flow
    • Efficient multi-currency processing
    Use Cases

    Uses for card payments

    From freelancer payroll to gaming rewards, QQ Digital One's card payment rails serve every disbursement need — instantly and globally.

    Remittances

    Let users send money home to family across borders — funds arrive directly on the recipient's existing Visa / Mastercard debit card within seconds.

    Merchant Payouts

    Settle marketplace sellers and platform merchants instantly. No waiting for bank transfers — funds land on their card the moment the transaction clears.

    Payroll

    Disburse salaries and contractor payments directly to employee debit cards. Ideal for gig platforms, remote teams, and cross-border workforce management.

    Loan Disbursements

    Fund approved loans to a borrower's debit card in near real-time — delivering on the promise of instant credit when customers need it most.

    Digital Wallet Funding

    Top up digital wallets and prepaid accounts directly via card rails. Enable users to move funds between their QQ account and external wallets seamlessly.

    Gaming & Rewards

    Pay out winnings, bonuses, and loyalty rewards to players in seconds. Remove friction from reward redemption and turn a great experience into a great exit.

    FAQs

    Frequently asked questions

    Everything you need to know before integrating QQ Digital One's card payment infrastructure.

    Ready to get started?

    QQ Digital One bridges financial expertise and modern technology to deliver a card payments solution tailored to your business needs.